Please read these Terms and Conditions (“Terms” or “Agreement”) carefully before using Talks20.com (the “Website”). This Agreement sets forth the legally binding terms and conditions for your use of the Website.
By accessing or using the Website in any manner, including, but not limited to, browsing, contributing content, or making financial decisions, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Website.
1. Use of the Website
a. Content: The content on Talks20.com is for informational and educational purposes only. While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy or completeness of the content. You are solely responsible for any decisions you make based on the information provided on the Website.
b. User Contributions: You may contribute content to the Website, such as comments, articles, or forum posts. By contributing, you grant Talks20.com a non-exclusive, royalty-free, worldwide, and perpetual license to use, modify, reproduce, and distribute your content on the Website.
2. User Conduct
a. Prohibited Activities: You agree not to engage in any activities that violate these Terms or applicable laws. This includes, but is not limited to, spamming, hacking, defaming, or distributing malicious software.
b. Account Security: If you create an account on the Website, you are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account.
3. Privacy Policy
Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
4. Financial Information and Advice
a. Disclaimer: Talks20.com provides financial information and advice “as is” and does not make any warranties, express or implied, regarding the accuracy or suitability of the information. We are not liable for any financial decisions or losses resulting from your use of the Website.
b. Consultation: Before making financial decisions, you are encouraged to consult with qualified professionals or financial advisors who can provide personalized advice based on your specific circumstances.
5. Intellectual Property
a. Copyright: All content on the Website, including text, graphics, logos, images, and software, is the property of Talks20.com and is protected by copyright and intellectual property laws.
b. Use of Content: You may not reproduce, distribute, modify, create derivative works of, publicly display, or perform any content from the Website without prior written permission from Talks20.com.
6. Third-Party Links and Services
The Website may contain links to third-party websites, services, or advertisements. Talks20.com is not responsible for the privacy practices or content of these third parties. You use third-party services at your own risk.
7. Limitation of Liability
a. Indemnification: You agree to indemnify and hold Talks20.com, its employees, partners, and affiliates harmless from any claims, liabilities, or expenses arising from your use of the Website or violation of these Terms.
8. Changes to Terms and Conditions
Talks20.com reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the Website. Your continued use of the Website after the posting of changes constitutes your acceptance of the revised Terms.
9. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of United States, without regard to its conflict of law principles.
10. Contact Information
If you have questions about these Terms and Conditions, please contact us.
By using Talks20.com, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
